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Most of these patients have multiple chronic illnesses and all too often they wind up in emergency rooms because they have enormous difficulty navigating the increasingly fragmented, complicated and inflexible health-care system.
The health law expands coverage for preventive services, but it only applies to those who have insurance policies.
Even the same plan can carry dramatically different price tags in different areas
Many will find better coverage with smaller monthly premiums on the exchanges set up under the Affordable Care Act, insurance specialists say. But some low-income part-timers are finding they don't qualify for federal health insurance subsidies.
Consumers should start now thinking about their options and should weigh the total costs, not just premiums, as well as the network of doctors and hospitals associated with each plan.
Insurance companies confirm a small number of successful signups through the federal website.
Health Insurance brokers, once worried the health law would put them out of business, are now planning on flexing their expertise muscles to help guide people through the process of buying and getting the most out of their coverage.
Pardit Pri, 29, is among the 5 million uninsured people in California. Insurance would give her peace of mind, but she worries whether she can afford it.
The federal health insurance marketplace continued to frustrate consumers Wednesday with delays and software failures, but some people also reported progress.
Many people encountered obstacles when trying to sign on to the online insurance marketplaces Tuesday; others are holding out for later.
One South Texas health center had 50 people show up to enroll Tuesday, many could prove what they make, but not a single one had an email address required to sign up online.
Consumers shopping in the new Obamacare marketplaces will want to know these three things before buying coverage.
What you need to know about signing up for ACA marketplace coverage: There are new benefits, and what you pay depends on your age, your address and how much you earn.
They can expect to be bombarded by messages from both proponents and critics of the law.
Children no longer "age out" of their families' plans so quickly, but for some moving to the health law's marketplaces will offer new options.
Health insurance is a complicated product. Understanding how the plans work and picking one that suits someone's needs will take time.
Kentucky Gov. Steve Beshear, a Democrat, was an early supporter of building a state exchange where residents without group coverage could buy health insurance. He spoke with KHN correspondent Phil Galewitz last week.
The only state-run exchange in the South faces challenges from political opponents and an uninformed, skeptical public.
In several states, consumers in high-cost areas will pay at least 50 percent more for the same type of coverage as those in lower-cost areas.
For those who are uninsured, the key to satisfying Obamacare's requirement to have health insurance could be the new online marketplaces, which are set to open Oct. 1. Here is a quick guide to what you need to know about them.
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